Student Health Insurance Standards

Health insurance policies must meet minimum standards set forth by the Student Government Association and the Office of the Vice Chancellor for Academic Affairs.  Coverage must meet the following criteria:

  • Plan must provide at least $100,000 in lifetime maximum benefits (for each covered injury or sickness incident)
  • Policy must have no major exclusions. Plan must include: major medical, pharmacy, emergency medical, and diagnostic x-rays/laboratory services
  • Health insurance coverage is required for the entire semester for which a student is enrolled. False documentation/verification will result in dismissal.
  • Individual plan must have a policy year deductible of $2,500 or less; family and employer plans are exempt from this requirement
  • Plan must provide identification card or policy with student name and/or policy information allowing student insurance monitors to confirm eligibility
  • Plan documents must be in English with currency amounts converted to U.S. dollars and an insurance company contact phone number in the U.S. must be provided
  • Pending policies do not meet the student insurance verification requirement and are not accepted as coverage
  • Student insurance verification is required each semester