Student Health Insurance Policy
2016-2017 Changes:
UAMS Student Insurance Policy Standards Modification:
- Individual plan deductible decreased from $2,500 to $1,000
- The Out of Pocket maximum has changed from $2,500/$5,000 to $5,000/$12,700
2014-2015 Changes:
UAMS Student Insurance Policy Standards Modification:
- Individual plan deductible increased from $1,000 to $2,500
Required Affordable Care Act (ACA) Plan Modifications
- The Maximum benefit has been increased from $500,000 to “unlimited” per policy year
- All per service deductibles / co-pays, coinsurance and policy deductibles apply toward the out of pocket maximum
- The Out of Pocket maximum has changed from $2,500/$5,000 to $4,000/$8,000
- Removed the policy maximum for Durable Medical Equipment, Dental and Elective Abortion
- Pediatric dental and vision benefits have been added to the plan. Dental – $500 deductible, 50% coinsurance for basic diagnostic, minor restorative, major restorative and orthodontic. Vision – Co payments of $20 for exam and $40 for materials.
- Changed out of network benefits for Rx and Preventive from “no benefits” to usual and customary
- Arkansas required benchmark changes / essential benefit changes have been added to the plan
United Health Care Customer Care Enhancements
- Dedicated Eligibility Specialist assigned to each client
- Extended hours during peak enrollment periods and reduced call wait time
- School specific 800 number (855-824-9679)
- Better measurement & monitoring of our incoming call service levels
- Quickly identify trends & opportunities for improving level of service
- Continued commitment to on-campus presence for orientations, presentations, Q&A forums and health fairs
Resources:
- Questions about health insurance or health clinic, email: AskStudentInsurance_@uams.edu
- “FAQ’s” facts about student health insurance: http://studentlife.uams.edu